Ii-akhawunti Kufunyenwe Uqokelelo anesihlanu Amanyathelo

'Thina jonga zethu ezithengiweyo ezirhafelwayo Hayi

Ii-akhawunti kufunyenwe uqokelelo uba kuyimfuneko xa abathengi okanye abaxhasi musa ukuhlawula ii-akhawunti zabo xa baya kuwa ngenxa, kwaye xa besiba idlulelwe lixeshaUngakwazi kuqala thumela ikopi yakho idlulelwe lixesha ezithengiweyo ezirhafelwayo stamped 'Oku ezithengiweyo ezirhafelwayo Ngoku idlulelwe lixesha' kwaye ke linda ngayo ngaphandle, okanye ungakwazi."Molo, lona igama lakho ubizo ukusuka kwishishini lakho, njani ngabo kuwe.Ndiza ubizo malunga zethu ezithengiweyo ezirhafelwayo ibhalwe umhla nto idlulelwe lixesha kwaye ungathanda ukwazi xa singakwazi silindele ukufumana intlawulo yakho.". A zolile ilizwi livela uya kuthintela umthengi wokuba defensive. Abantu abaninzi baya kuba apologetic kwaye vumelani uyayazi xa sukuba silindele ukuba ahlawule.

Embalwa babe nokuza phezulu kunye abanye kwesizathu njengoko ukuba kutheni abakho oza kuyihlawula nibe end phezulu ekubeni ukuthatha le imbambano yobulali iinkundla ukuba ngu decent isixa-mali.

Ukuba umthengi oninika i-kulindeleke ukuba umhla kwixesha elizayo, ukongeza ixesha ikhalenda yakho ukuze ukhangele bank ngaloo mhla (okanye usuku emva) intlawulo yabo."Molo, lona igama lakho ubizo ukusuka kwishishini lakho. Ndiza ubizo malunga zethu ezithengiweyo ezirhafelwayo kwaye intlawulo uthe kuni, nento yokuba enze kwi-umhla kodwa ke hasn ukuba kuza nge-kanti ke.

Baya uninzi kusenokwenzeka ukuba izakunika i inkcazo kutheni abo akhange na ukuba nako ukuhlawula aze aninike omnye umhla ixesha isakhelo. oku kuza kwenza ukuba nabo aware ukuba uphelelwe ezingayi xana malunga nayo.

Xa kufuneka zenziwe ezimbini okanye ezintathu umnxeba konxibelelwano njengoko ngasentla kwaye umthengi? hasn ukwabela imali, bala kwaye yongeza inzala kwaye thumela kubo ileta: - Yenza uludwe kwi ikhalenda yakho xa ufuna ukulandela phezulu kunye ileta yesibini. Ngoko ke, oku kuya kuba iintsuku ezisixhenxe emva yokuposa lokuqala ileta dibanisa omnye umhla okanye ababini kuba ukuhamba ixesha ileta kwi-ngeposi. Nangona kunjalo, ukuba akunjalo ke ngaloo mhla okanye usuku emva, ukhangele bank ukuba uqinisekise ukuba akusebenzi ukwabela imali yi-internet banking. inani ibhalwe umhla wethu ezahlukeneyo inombolo iincoko malunga intlawulo yakho. Njengoko intlawulo yakho sele azikathi sifunyenwe, inzala ka ngonyaka amounting ukuba dollazi yongeziwe kwi-akhawunti yakho. Xa iyonke ngoku imali eseleyo ngu dollazi xxx xxWe ixabiso lakho yesiko kwaye ungathanda lo mba kufuneka kugqitywe njengoko kamsinya kangangoko kunokwenzeka. Nceda ahlawule i-akhawunti yakho zingaphelanga iintsuku ezisixhenxe umhla le leta ukuphepha ngakumbi senzo. Akukho mfuneko ukudibanisa ngakumbi umdla njengoko inzala ibalwa qho ngenyanga ize le yesibini ufumana ileta kuphela iintsuku ezisixhenxe emva yokugqibela omnye. Ukuba asikholwa afumane intlawulo yakho zingaphelanga iintsuku ezisixhenxe i-akhawunti yakho iya kuba nikezelwa zethu ityala uqokelelo-arhente.

*Kanjalo, khangela ii-Akhawunti Kufunyenwe nemigaqo-nkqubo

Nceda qaphela ukuba esi senzo unako kuchaphazela yakho jikelele credit umyinge, kwaye uya kuba netyala kuba ityala uqokelelo imirhumo*'. Ngo ngoku, ii-akhawunti zakho kufunyenwe uqokelelo iindlela kufuneka bathi basebenzela kwaye umthengi galvanized ukuhlawula. Amaxesha amaninzi, ayinjalo kukunceda kakhulu i-headache ukuzama ukubuyiselwa ukuba incinci isixa-mali. Abathengi iza kuphela kuba netyala kuba ityala uqokelelo imirhumo ukuba babe oyisayinileyo yakho Imimiselo Nemiqathango apho urhulumente baya kuba netyala kuba ezi imirhumo. Yiloo nto kubalulekile ebalulekileyo inyathelo lesi-ukufumana abathengi ukuvula i-akhawunti. Ukuba akunjalo, ityala uqokelelo imirhumo iya kuza ngaphandle eyakho pocket. Ityala uqokelelo imirhumo siqale inyathelo elilandelayo. Ukuba banayo na? ihlawulwe, isandla phezu kwabo yakho esikhethiweyo uqokelelo-arhente ngoko uyakwazi kugxila neminye imiba ebalulekileyo ishishini lakho. Ityala uqokelelo i-arhente iza kuba ngenene elungileyo yokusebenza endaweni ukuphathwa kwe-kunzima abathengi kwaye baya idla ukukelela beka omnyama marko ngokuchasene umntu ke credit umyinge.

Yakho umthengi babe cela ukuba banako ahlawule i-akhawunti ngaphandle phezu eziliqela kwiiveki ezintathu.

Xa uqinisekile ukuba ndonwabe ukwenza oku ke kuya ozayo, kodwa mna recommend ukongeza ngenyanga inzala ngenxa yokuba engekho ebhankini. Ukuba baba ukufumana imali-mboleko evela zabo bank okanye nayiphi na enye indawo ukuba ahlawule i-akhawunti yakho babeya kuba ibe igcwalisiwe inzala kwi-mboleko. Mhlawumbi kuqala phakamisa baya zama ukufumana imali-mboleko evela zabo bank phambi agreeing ukuba bavumeleni kuyihlawula ngaphandle. Ngoko ke inzala ngu dollazi amashumi amabini anesihlanu kuba inyanga kameyi. Dibanisa oku dollazi kwaye yomthengi iyonke akhawunti ngenxa ngu dollazi.

Xa umthengi yenza intlawulo isicelo kuya kuqala ukuba inzala, kwaye ke ezithengiweyo ezirhafelwayo isixa-mali.

Abantu abaninzi ukuphuhlisa ezahlukeneyo neendlela ngenxa yabo ii-akhawunti kufunyenwe qokelela (aka ityala ukuqokelela) kanye afunde oko imisebenzi kuba nabo.