ezine xa iyonke ixabiso BB iintengiso kweli lizwe
Phantse of uphando abaphenduli kwi-Japan wanikela urhwebo credit imigaqo yabo BB abathengi phezu ophelileyoLe mpendulo umyinge, oko kuhambelana ukuba aqwalasela e-Australia, significantly ngezantsi oko e-Asia Pacific. Oku ukufumana ibonisa ukuba Isijapanese abaphenduli, njenge abo e-Australia, ingaba iqwalaselekile ngakumbi ezisuka zande isicelo intlawulo kwi imali, imali nezinto ezifana nemali okanye ngezavenge engelilo urhwebo credit ukusuka zabo BB abathengi, kunokuba zabo iintanga kwi-e-Asia Pacific ingaba. A breakdown yi-percentages lubonisa ukuba Isijapanese abaphenduli ngabo, ngokwe-avareji ngakumbi kusenokwenzeka ukuba sithengise kwi-credit mimiselo domestically kunokuba internationally. Oku iyatshintsha-tshintsa perception ndleko default imingcipheko lwayo oluvela domestic kwaye langaphandle BB urhwebo kuxhaphakile phantse kuwo onke amazwe surveyed kwi-e-Asia Pacific, ngaphandle e-Australia. Domestically, BB credit esekelwe iintengiso kwi-Japan avareji. Oku ipesenti ziphantsi ukuba.
ezisixhenxe ngokubhekiselele ukuba iinqwelo BB iintengiso zenziwe kwi-credit.
Zombini averages ingaba iqwalaselekile ngasentla abo kuba Asia Pacific (. ezintandathu domestic kwaye. zintlanu kumazwe angaphandle), kwaye bamele kanjalo ephezulu kulo mmandla. Nangona abangaphantsi abaphenduli kwi-Japan kwe kwi-e-Asia Pacific yayo yonke kunikela urhwebo credit mimiselo ukuze BB abathengi, ixabiso iintengiso made usebenzisa urhwebo credit kwi-Japan ngu ephezulu kulo mmandla. Phezu nyaka uphelileyo, i-avareji indawo ekuyo into ye domestic BB iintengiso zenziwe kwi-credit kwi-Japan zihleli ayitshintshanga. Oku kwi-umahluko kwi-avareji. Langaphandle BB iintengiso kwi-credit, ngokulondolozayo, ukwanda nge-i-avareji engama elinesithandathu ipesenti amanqaku. Oku kathathu ngaphezulu kwe - avareji ipesenti incopho yandisa aqwalasela kulo mmandla. Ngaphezu koko, oku kuthetha ukuba, ngokwe-avareji Isijapanese abaphenduli kunikela urhwebo credit ngakumbi engenakumbi kunokuba abaphenduli evela kwamanye amazwe surveyed kwi-e-Asia Pacific. Domestic BB abathengi ka-uphando abaphenduli kwi-Japan banikwa i-avareji engama amane anesixhenxe imihla ukususela ezithengiweyo ezirhafelwayo umhla ukuhlawulela zabo purchases kwi-credit. Phantse efanayo intlawulo ixesha (i-avareji engama amane-iintsuku ezintathu) unikwa ukuba iinqwelo BB abathengi ukuhlawula ii-invoyisi. Zombini mimiselo ingaba significantly ngaphezu amashumi amathathu iintsuku ezingama-avareji ye-e-Asia Pacific yayo yonke, kwaye kukho uninzi relaxed imimiselo yentlawulo aqwalasela kulo mmandla. Kuthelekiswa efanayo uphando ithuba lonyaka omnye edlulileyo, domestic kwaye iinqwelo-avareji imimiselo yentlawulo kwi-Japan decreased nge-i-avareji engama iintsuku ezimbini kwaye kwiintsuku ezintlanu kunye. Kwi-umahluko, e-jonga umphakamo, i-avareji imimiselo yentlawulo kuba domestic kwaye langaphandle ii-invoyisi zihleli iityuwadefault colour. Phezu ophelileyo, uphando abaphenduli kwi-Japan experienced emva kwexesha intlawulo BB ii-invoyisi markedly ngaphantsi rhoqo kwe-uninzi lwabo iintanga kwi-e-Asia Pacific (. ababini abaphenduli kweli lizwe, xa kuthelekiswa nama. u-e-jonga level). I-idlulelwe lixesha ii-invoyisi nani kuba Japan lelona nani liphantsi kwi-e-Asia Pacific. Emva kwexesha intlawulo esuka BB abathengi ngaphesheya waba experienced kaninzi kunokuba ukusuka domestic abathengi. Oku corresponds ukuba i-avareji engama. anesixhenxe iyonke ixabiso domestic kwaye langaphandle BB ii-invoyisi ngokulandelelana, apho ahlala imali eseleyo ngexesha elifanelekileyo umhla. Zombini averages ingaba kulungile ngezantsi abo mmandla (. isibhozo domestic kwaye. ababini abavela kumazwe angaphandle), kwaye kukho ezantsi kwi-e-Asia Pacific. Ezahluka-hlukeneyo izizathu abathengi' nihamba intlawulo iya kuba commented kwi ngakumbi kule ngxelo (bona ngezantsi 'Iqhosha intlawulo libazisa imibandela"'). Iingeniso apho ahlala unpaid iintsuku ezingama- okanye ngaphezulu ziyi - ngenxa umhla averaged emihlanu xa iyonke ixabiso Isijapanese abaphenduli' BB ii-invoyisi. Oku umyinge licala average ka-e-Asia Pacific. I-indawo ekuyo into ixesha elide imali eseleyo ingeniso evela kumazwe angaphandle BB abathengi ngu ngaphezulu kunoko ukusuka domestic abathengi. Oku kuhambelana uphando ipateni.
u-percentage incopho yandisa wabhala kwi-e-Asia Pacific
Abaphenduli kwi-Japan ibonise umndilili DSO inani elingama-amane imihla, oko kuhambelana ukuba ka-Singapore kwaye Etaiwan. I-avareji Isijapanese DSO kubaluleke kakhulu kunokuba amathathu anesihlanu iintsuku ezingama-avareji ye-e-Asia Pacific, kwaye sebenza ngokujikeleza kulo mmandla. Oku ukufumana evisisana nentando ixesha elide imimiselo yentlawulo wanikela ukuba BB abathengi yi-Isijapanese abaphenduli, kwaye amanqanaba idlulelwe lixesha ii-invoyisi aqwalasela kweli lizwe. Uninzi iqwalaselekile, ngasentla kuthetha ukuba ingxowa-elikhulu ipesenti phezulu ixabiso ii-invoyisi ka-amashishini surveyed kwi-Japan, kwaye jikelele kwi-amazwe kunye i-ngasentla avareji DSO, ingaba imali ngokucotha. I-ixesha elide ii-invoyisi bahlala unpaid umncinane kusenokwenzeka ukuba bamele ukuba kuhlawulwa, okunokwenzeka exposing nomthengisi bafanele ukubonisa ukuba ilahleko. Domestic BB abathengi ka-abaphenduli kwi-Japan settle zabo elidlulileyo ngenxa intlawulo, ngokwe-avareji ishumi elinesithathu imihla emva ngenxa umhla. A ngocoselelo ixesha elide libazisa senziwe yi-BB abathengi ngaphesheya langaphandle idlulelwe lixesha ii-invoyisi ingaba imali phakathi i-avareji engama elinesithandathu iintsuku elidlulileyo ngexesha elifanelekileyo. Ezi intlawulo delays ingaba ngaphantsi kwe-jonga i-avareji (imihla domestic kwaye amabini anesibhozo iintsuku kumazwe angaphandle). Ngokunxulumene nalo ingxowa, BB abanikezeli kwi-Japan ifumane imali kwi-elidlulileyo ngenxa domestic kwaye langaphandle BB ii-invoyisi, ngokwe-avareji jikelele kwiinyanga ezimbini ezidlulileyo emva invoicing. Phezu nyaka uphelileyo, i-avareji domestic kwaye langaphandle intlawulo delays kwi-Japan decreased iqwalaselekile. Oku kuthetha ukuba amashishini udliwano-ndlebe kwi-Japan ifumane imali kwi-idlulelwe lixesha ii-invoyisi, ngokwe-avareji kwiiveki ezimbini ngaphambi koko kunokuba ngo. Nangona ngokukhawuleza intlawulo, average ka-DSO Isijapanese abaphenduli icebisa enkulu indawana BB iingeniso bahlala unpaid kuba ebalulekileyo ixesha.
Oku kuthetha iindleko eziphezulu ukusukela i-administrative kwaye mali standpoint.
Ngokongezelelweyo, oku kunokuba zichaza ukuba kutheni uninzi abaphenduli kwi-Japan (. zintlanu, versus amashumi amathathu kwi-e-Asia Pacific) cinga iindleko containment ukuba abe wemiceli-mngeni yeshishini profitability kulo nyaka. Abaphenduli ukusuka Japan kwaye Sasetaiwan kubonakala ukuba ibe uninzi abachaphazelekayo malunga nale. Iqwalaselekile ngaphezu jonga avareji ingaba ipesenti Isijapanese abaphenduli (. abane kwi-e-Asia Pacific) abo cinga a kusenokwenzeka ukuba bazimanye imfuneko zabo iimveliso neenkonzo ukuba abe wemiceli-mngeni yabo yenkampani profitability kulo nyaka. zintathu ka-abaphenduli kwi-Japan (versus amabini anesine kwi-e-Asia E-Pacific) wathi okokuba emva kwexesha lifike kwi domestic BB abathengi yenzekile uninzi rhoqo ngenxa disputes phezu kwempahla okanye akhululwe okanye neenkonzo ezinikezelwe, apho asikwazanga correspond ukuba contractual mimiselo. Yesibini uninzi rhoqo kusini na isizathu emva kwexesha intlawulo involving domestic BB abathengi kwi-Japan ingaba ugqityo ka-intlawulo umgaqo-nkqubo (. omnye abaphenduli, versus. ezintandathu kummandla). Omnye kwi-ezintlanu abaphenduli axela ukuba intlawulo kwi domestic BB ii-invoyisi zamkelwa emva kwexesha ngenxa kulandelwe insolvency lomthengi (abaphenduli kwi-e-Asia Pacific. ezine), kwaye ngenxa yokuba imali eseleyo iingeniso zisetyenziswa njengoko i-enye imvelaphi elifutshane financing (abaphenduli kwi-e-Asia Pacific. ezintandathu) I-ugqityo ka-intlawulo nkqubo kanjalo kakhulu rhoqo cited isizathu emva kwexesha intlawulo esuka abathengi ngaphesheya (. anesixhenxe abaphenduli kwi-Japan, kuthelekiswa. abane kwi-e-Asia Pacific). Phantse omnye ngeelwimi ezine abaphenduli kweli lizwe (versus. zintathu kummandla) axela ukuba iinqwelo abathengi wahlawula ii-invoyisi emva kwexesha uninzi rhoqo ngenxa disputes phezu umgangatho kwempahla okanye neenkonzo ezinikezelwe. Omnye kwi-ezintlanu abaphenduli (versus. zintlanu kwi-e-Asia Pacific) wathi ukuba iinqwelo BB abathengi ukuhlawula ii-invoyisi emva kwexesha uninzi rhoqo ngenxa liquidity imiba. Kwi-Japan, indawo ekuyo into ka BB iingeniso ukubhalwa ngaphandle yi-abaphenduli njengoko uncollectable averages.
le iyonke ixabiso BB iintengiso kwi-credit.
Oku licala uphando avareji. Engqinelana nomthetho uphando ipateni, domestic ukubhala-offs outweigh langaphandle okkt. Oku kusenokwenzeka ukuba ibe ngenxa ezahlukeneyo umthetho iindlela, amashishini kunye urhwebo norms kwi kumazwe angaphandle kwiimarike, apho unako significantly hinder qokelela iinzame. Uncollectable Domestic kwaye langaphandle BB iingeniso baba axela ukuba chiefly isikhondo ukususela imichiza, ukwakhiwa, consumer durables, electronics, ukutya, oomatshini kunye neenkonzo macandelo. Kuba uninzi abaphenduli kwi-Japan (. ezisixhenxe), BB iingeniso waya uncollected ngenxa umthengi waya bankrupt okanye ngaphandle lwamashishini (abaphenduli kwi-e-Asia Pacific. ezine) Phantse omnye ngeelwimi ezine axela ukuba iingeniso zazibhalwe ngaphandle njengoko uncollectable njengoko umthengi ayikwazi ayisasebenzi kuba ebekwe (. emihlanu abaphenduli kummandla). Omnye kwi-ezintlanu abaphenduli wathi ukuba iingeniso zazibhalwe ngaphandle ngenxa ukungaphumeleli ka-ingqokelela nzame (. ezintandathu abaphenduli kwi-e-Asia Pacific) okanye ngenxa yokuba ityala waba kakhulu endala (. ezintandathu abaphenduli kwi-e-Asia Pacific). Ukufunda okungakumbi malunga BB iingeniso qokelela iindlela ezilungileyo kwi-Japan, nceda khangela i-Global Qokelela Kovavanyo yi-Atradius Qokelela (simahla emva kokuba ubhaliso), efumaneka kwi amabini anesibhozo kweyedwarha ngowama- kwi-Website Uphando abaphenduli kwi-Japan kusini na ekubeni wanika urhwebo credit kakhulu ukuba BB abathengi belonging ukuba imichiza, ukwakhiwa, ukwakhiwa mathiriyali, consumer durables, electronics, ukutya, metals neenkonzo (ishishini ngeenkonzo, iinkonzo jikelele) amacandelo ahlukeneyo. I-sebenza ngokujikeleza imimiselo yentlawulo, averaging amane anesibhozo imihla ukususela ezithengiweyo ezirhafelwayo umhla, zanikwa ukuba domestic abathengi in i-electronics kwicandelo lezolimo kwaye langaphandle BB abathengi kwi-matshini kwicandelo lezolimo. Domestically, BB abathengi kwi-consumer durables candelo ukwenza owona amanqanaba emva kwexesha imali ii-invoyisi (jikelele amathathu le iyonke ixabiso BB ii-invoyisi waba phawula njengoko idlulelwe lixesha). Internationally, kubalulekile yoshishino neenkonzo kwicandelo lezolimo ukuze yenza ephezulu inqanaba idlulelwe lixesha intlawulo (BB ii-invoyisi ophele ngowama-phezulu emva kwexesha intlawulo). Owona ipesenti abaphenduli kwi-Japan (ababini kwi-ezintlanu), wathi ukuba domestic BB abathengi kwi-consumer durables kwaye electronics macandelo libazisa ezithengiweyo ezirhafelwayo intlawulo uninzi rhoqo ngenxa yokuba izinto akhululwe okanye neenkonzo ezinikezelwe musa correspond ntoni waye wavuma phezu kwi-zengqesho.
Langaphandle BB abathengi kwi-imichiza candelo libazisa ezithengiweyo ezirhafelwayo intlawulo uninzi rhoqo ngenxa ugqityo ka-intlawulo umgaqo-nkqubo (isithathu kwi sine abaphenduli).
Ezisixhenxe kwi-ithoba abaphenduli kwi-Japan musa ukulindela ukuba nawuphi na ezibalulekileyo tshintsha intlawulo kwenkqubo zabo domestic abathengi phezu nokuza elinesibini zidlulileyo. Jikelele ishumi anticipate a worsening, kusenokwenzeka ukuba uninzi kwi-ukwakhiwa kwicandelo lezolimo. Phantse ngokufanayo ipesenti abaphenduli silindele ukuphucuka, chiefly kwi-matshini kwicandelo lezolimo. Phantse isithathu kwi sine Isijapanese abaphenduli anticipate akukho tshintsha langaphandle abathengi' intlawulo kwenkqubo phezu nokuza ezilishumi nambini. Abangaphantsi kwe-ishumi anticipate a deterioration, ingakumbi kwi-ukwakhiwa kwaye ishishini iinkonzo macandelo.
Omnye kwi-ezintlanu abaphenduli silindele ukuphucuka, uninzi mhlawumbi ukuba kwenzeka kwi-consumer durables kwaye matshini macandelo.
Ngaphezulu insights kwi yayo yonke intlawulo iindlela ezilungileyo kuyo nganye amazwe surveyed kwi-e-Asia Pacific, nceda jonga zahlukeneyo lizwe iingxelo apho uxwebhu, ihamba kunye jonga ingxelo, uhlelo lwemfundiso Atradius Intlawulo Ukuba Barometer kuba Asia Pacific.
